AHV 2030 reform: early retirement gets more expensive – and the self-employed pay more
No sooner is the financing of the 13th AHV pension settled than the next major pension reform is on its way: on 20 May 2026, the Federal Council opened the consultation on the ‘AHV 2030’ reform; it runs until 11 September 2026. The good news first: no increase in the reference retirement age is planned. Instead, the reform targets areas that many have less on their radar – and that directly affect the self-employed, SMEs and anyone dreaming of early retirement. We summarise the key points and show what you can already take away for your planning today.
